E-SIGN DISCLOSURE & CONSENT

You may withdraw your consent to receive Records and Communications electronically at any time by contacting us at hello@kaireceivables.com. After we process your withdrawal request, we will send required notices to you by U.S. mail. Your withdrawal will take effect only after we have had a reasonable period of time to process it, and withdrawing consent will not affect the validity of any Records or Communications provided to you electronically before withdrawal took effect.

You are responsible for providing us with a true, accurate, and current email address, mailing address, telephone number, and other contact information, and for promptly updating us if that information changes. You can update your contact information by contacting us using the information in Section 9 below.

To access, view, and retain electronic Records and Communications, you will need:

• A supported internet browser with current updates installed (for example, current versions of Chrome, Safari, Firefox, or Edge, on desktop, mobile, or tablet devices);
• Sufficient local electronic storage to retain Records and Communications, or a printer to print them;
• A valid, active email account and the software needed to access it;
• An internet-connected device (such as a computer, tablet, or smartphone); and
• An operating system capable of receiving, displaying, and accessing text-formatted email or our website
  through a supported browser.

We will not automatically mail you a paper copy of any Record or Communication provided electronically unless you request one or we determine it is otherwise appropriate to do so. You may print or save an electronic Record or Communication yourself, or you may request a paper copy by contacting us at hello@kaireceivables.com and identifying the specific Record or Communication you would like mailed to you. We do not charge a fee for providing a paper copy.

Any Record or Communication we provide to you in electronic or paper form will be considered to be “in writing” for all purposes, including any legal requirement that a disclosure or notice be provided in writing. We encourage you to print or save a copy of this E-Sign Consent and any other Records or Communications that are important to you.

You acknowledge that this E-Sign Consent is provided in connection with a transaction affecting interstate commerce and is subject to the federal Electronic Signatures in Global and National Commerce Act (E-SIGN Act). You and KAI both intend for the E-SIGN Act to apply to the fullest extent possible to validate our ability to conduct business with you by electronic means.