WEBSITE TERMS & CONDITIONS

The Site and its content — including text, graphics, logos, the KAI name and marks, page layout, and software — are owned by KAI or its licensors and are protected by U.S. and international copyright, trademark, and other intellectual property laws. “KAI Receivables Management” and associated logos are trademarks of KAI, and may not be used, copied, or reproduced without our prior written consent.

You may view and print pages from the Site for your own personal, non-commercial use, provided you do not modify or remove any copyright, trademark, or other proprietary notice. Except as expressly permitted, you may not reproduce, distribute, republish, transmit, modify, create derivative works from, or otherwise exploit any content on the Site without our prior written permission.

When using the Site, you agree that you will not:

We reserve the right to restrict, suspend, or terminate your access to the Site, at our discretion, for any conduct that we believe violates these Terms or applicable law.

KAI Receivables Management, LLC may communicate with consumers by text message regarding accounts we service or collect, including account information, payments, payment reminders, and other account-related matters. Where required by law, KAI will obtain appropriate consent before sending text messages.

Message frequency may vary. Message and data rates may apply. Consumers may opt out at any time by replying STOP,  or contacting KAI through the information provided on this website. KAI does not sell or rent mobile numbers or SMS consent information for third-party marketing purposes

The Site may contain links to third-party websites or services, including payment processors, that are not owned or controlled by KAI. We do not endorse and are not responsible for the content, privacy practices, or terms of any third-party site. Your use of any linked third-party site is at your own risk and subject to that site's own terms and privacy policy.

The Site and its content are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. KAI does not warrant that the Site will be uninterrupted, secure, or error-free, or that any information on the Site is accurate, complete, or current.

To the fullest extent permitted by law, KAI and its officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, revenue, or profits, arising out of or in connection with your access to or use of, or inability to access or use, the Site, even if we have been advised of the possibility of such damages. Nothing in these Terms is intended to limit any rights or remedies you may have under the Fair Debt Collection Practices Act or other applicable consumer protection law.

You agree to indemnify and hold harmless KAI and its officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or related to your violation of these Terms or your misuse of the Site.

Your use of the Site is also governed by our Privacy Policy, which describes how we collect, use, and disclose information in connection with the Site. Please review our Privacy Policy, available at kaireceivables.com, for more information.

We may revise these Terms from time to time. The “Effective Date” above reflects the date of the most recent revision. Any changes will be effective when posted to the Site, and your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws principles, except to the extent preempted by applicable federal law. Any dispute arising out of or relating to these Terms or your use of the Site will be subject to the exclusive jurisdiction of the state or federal courts located in Texas, unless otherwise
required by applicable law.

If any provision of these Terms is found to be invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.